Government says ₦50,000 NERSI beneficiaries will be chosen from official records, not applications

The federal government has explained how it will choose beneficiaries for its National Emergency Relief and Stabilisation Intervention (NERSI), which pays ₦50,000 a month to vulnerable Nigerians.
How people will be selected
According to reports on Wednesday, 4 November 2026, the government said beneficiaries will be identified strictly through verified official records and defined eligibility criteria, rather than through applications or nominations. Only people who meet the set criteria will be considered.
Scam warnings
Officials have warned Nigerians not to share their PINs or one-time passwords with anyone who calls claiming to represent the programme, and have explained who may collect the payment on a beneficiary's behalf. Several digital banks and payment platforms have also published guidance on how to check eligibility.
Background
NERSI is one of several government schemes aimed at cushioning the effect of high living costs, alongside the HoPE cash transfer programme, which pays ₦25,000 a month for three months to eligible households, and the CREDICORP consumer credit scheme. The government says it is using the national social register to target the poorest households. Critics have questioned whether the payments reach the right people and say the amounts are small compared with rising prices.
What it means
People who have not been contacted through official channels are being advised to treat any request for payment or personal details with suspicion.
- Beneficiaries will come from verified official records.
- There is no application or nomination process.
- Nigerians are warned not to share PINs or OTPs.
