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Government says ₦50,000 NERSI beneficiaries will be chosen from official records, not applications

A Nigerian 500 naira note
Photo: CBN / Wikimedia Commons (Public domain)

The federal government has explained how it will choose beneficiaries for its National Emergency Relief and Stabilisation Intervention (NERSI), which pays ₦50,000 a month to vulnerable Nigerians.

How people will be selected

According to reports on Wednesday, 4 November 2026, the government said beneficiaries will be identified strictly through verified official records and defined eligibility criteria, rather than through applications or nominations. Only people who meet the set criteria will be considered.

Scam warnings

Officials have warned Nigerians not to share their PINs or one-time passwords with anyone who calls claiming to represent the programme, and have explained who may collect the payment on a beneficiary's behalf. Several digital banks and payment platforms have also published guidance on how to check eligibility.

Background

NERSI is one of several government schemes aimed at cushioning the effect of high living costs, alongside the HoPE cash transfer programme, which pays ₦25,000 a month for three months to eligible households, and the CREDICORP consumer credit scheme. The government says it is using the national social register to target the poorest households. Critics have questioned whether the payments reach the right people and say the amounts are small compared with rising prices.

What it means

People who have not been contacted through official channels are being advised to treat any request for payment or personal details with suspicion.

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Soldier rewarded with ₦500,000 for rejecting kidnap suspect's bribe in Plateau

The Nigerian Army says Private Utim Terwase refused a ₦500,000 bribe from a kidnapping suspect he had arrested in Plateau State. His commander ordered that he receive a reward equal to the sum he turned down.

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The Nigerian Army has rewarded a soldier with ₦500,000 for refusing a bribe of the same amount from a suspected kidnapper in Plateau State.

What happened

According to the Army, Private Utim Terwase arrested a suspected kidnapper after foiling an escape attempt. The suspect then reportedly offered him ₦500,000 to let him go. The soldier refused, handed the suspect over to the appropriate authorities and reported the bribe offer through proper channels.

The reward

The General Officer Commanding the Army's 3 Division, which runs Operation Enduring Peace in Plateau State, praised the soldier's integrity and directed that he be given a cash reward equal to the bribe he rejected. He urged other soldiers to follow his example.

Background

Plateau State has suffered repeated attacks by armed groups and kidnappers, and security forces are deployed across the state. Bribery is a long-standing concern in Nigeria's security services.

How people reacted

Many Nigerians praised the soldier as a role model and said such acts of honesty should be celebrated more often.

Naija newsReported
The Lagos skyline seen from the water
Stock image: kopee15 / Wikimedia Commons, Public domain

57 Nigerians at risk as Gambia orders banks to replace foreign staff

The Nigerians in Diaspora Commission says 57 Nigerian professionals in four Nigerian-owned banks in The Gambia could lose their jobs after the Gambian central bank ordered banks to replace foreign staff with Gambians by 31 December. The FG has urged a rethink.

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The federal government has raised concern over a directive by The Gambia's central bank ordering commercial banks to replace foreign employees with Gambian nationals, a move that could cost dozens of Nigerians their jobs.

The directive

According to reports, the Central Bank of The Gambia issued a circular dated 16 September 2026 giving banks until 31 December 2026 to replace non-Gambian staff with qualified Gambians.

Nigeria's concern

The Nigerians in Diaspora Commission (NiDCOM) said 57 Nigerian professionals working in four Nigerian-owned banks in The Gambia could be affected. It urged the Gambian authorities to reconsider the directive and to engage with the banks and other stakeholders to reach a fair solution.

Background

Nigerian banks have expanded across West Africa over the past two decades, with several operating subsidiaries in The Gambia. Both countries are members of the Economic Community of West African States (ECOWAS), whose protocols promote the free movement of people and the right to work across member states. Many West African countries, however, have rules encouraging the employment of their own citizens in key sectors.

Why it matters

The move comes as several countries tighten rules on foreign workers. Nigerians abroad have recently faced stricter immigration policies in the UK, Portugal and elsewhere.

What happens next

It is not yet clear whether The Gambia will change or delay the policy.

Naija newsReported
The Lagos skyline seen from the water
Stock image: kopee15 / Wikimedia Commons, Public domain

Three PDP members die in road crash while on party duty in Kaduna

Three PDP members from Jema'a LGA, including the local party secretary, reportedly died in a crash on the Kaduna–Kafanchan road while on official party duties. ADC governorship candidate Isa Ashiru was among those who sent condolences.

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Three members of the Peoples Democratic Party (PDP) from Jema'a Local Government Area of Kaduna State have died in a road accident while on party duty, according to reports on Wednesday, 4 November 2026.

Who died

The victims were identified as Caleb Ishaya Alot, the PDP secretary for Jema'a LGA; Mercy Achi, the party's zonal women leader for its Wise Women group in Jema'a; and Charity Bahago, a member of the same group. The crash happened on the Kaduna–Kafanchan road. Details of how the accident happened have not been released.

Condolences

Isa Mohammed Ashiru, the African Democratic Congress governorship candidate in Kaduna State, was among the first to react. He said he received the news with profound shock and sadness and sent his condolences to the PDP leadership at state, zonal and local levels, as well as to the families of the victims.

Background

Road accidents are a leading cause of death in Nigeria, and campaign periods often see a rise in travel by party officials and supporters on busy highways. Earlier this week, a local government chairman in Bauchi State died in a road crash while returning from a party meeting.

What happens next

The PDP is expected to announce burial arrangements in consultation with the families.

Naija newsReported
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Nigerians with trade skills can work in Germany without degrees, says ambassador Ita Enang

Nigeria's ambassador to Germany, Ita Enang, has reportedly said Nigerians with skills in driving, hospitality, welding and construction can find jobs in Germany without a university degree, but must meet visa and language requirements.

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Nigeria's ambassador to Germany, Senator Ita Enang, says Nigerians with vocational and technical skills can find work in Germany even without a university degree.

What he said

Speaking in a television interview on Tuesday, 3 November 2026, Enang reportedly urged Nigerians to look at opportunities in jobs such as driving, hospitality, woodwork, welding and construction. He said many people overlook these options because they assume employers in Europe only want graduates. He said one concern since he took office was the small number of Nigerians he found working in Germany, although some hold senior positions.

The challenges

Enang said getting a visa is one of the main hurdles, and advised people to learn German and obtain the qualifications needed for their chosen trade. He said he was learning German himself to better understand the country's institutions, and praised Germans for the importance they attach to their language.

Background

Germany faces shortages of skilled workers in many sectors and has opened new routes for foreign workers in recent years, including for people with vocational training. Many young Nigerians are looking for opportunities abroad because of unemployment and high living costs at home. The government has also opened applications for its free vocational training programme, which offers courses in trades such as solar installation and plumbing.

Why it matters

Experts say skilled trades are increasingly in demand in Europe, and that proper certification and language skills can open doors for Nigerians who do not have degrees.